FDIC-Insured - Backed by the full faith and credit of the U.S. Government
OceanFirst Bank

Already have an account?

Let's get going!

In order to get started, select an account that works for you.

FreeStyle Checking
FreeStyle Checking offers a variety of features and benefits,* including:
  • No monthly fee
  • No ongoing minimum balance requirement (minimum opening amount is $25)
  • Unlimited Free ATMs
  • Optional Overdraft Coverage
  • Free Checks
  • Zero Liability Guarantee
  • * See "View Disclosures" below for more details
FreshStart Checking
FreshStart Checking is designed for customers who lack financial history or those who are re-establishing themselves financially.
  • Open with as little as $50
  • $12.95 monthly service fee reduced to $7.95 with an active direct deposit in place
  • Overdrafts are not permitted
FirstWave Money Market
Get a great rate (and have access to your money) with this tiered account.*
  • Open with $1,000 of money not currently on deposit at OceanFirst
  • Transact up to six times per month
  • Earn up to 3.75% APY* with balance of $500,000 or more
  • * See "View Disclosures" below for more details
Statement Savings
Saving for a rainy day has never been easier!  A Statement Savings account from OceanFirst makes it easy to reach your financial goals.
SaveFirst Statement Savings
Swipe and save automatically with a SaveFirst Statement Savings Account! Each time you make a purchase with your OceanFirst debit card, $1.00 is automatically transferred from your OceanFirst checking account to your SaveFirst account. Simply shop, swipe & save!
  • New or existing checking account at OceanFirst is required (you can add one when you apply for SaveFirst!)
  • Open with as little as $10
  • See more details
CD Specials
Take a look at these limited time offers!
  • 4 Month CD 4.55% Rate, 4.65% APY*
  • 6 Month CD 4.17% Rate, 4.25% APY*
  • 9 Month CD 3.69% Rate, 3.75% APY*
  • Minimum of $10,000 not currently on deposit at OceanFirst is required
  • CDs automatically renew
  • *Terms and conditions apply
4 Month CD Special