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OceanFirst Bank

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In order to get started, select an account that works for you.

FreeStyle Checking
FreeStyle Checking offers a variety of features and benefits,* including:
  • No monthly fee
  • No ongoing minimum balance requirement (minimum opening amount is $25)
  • Unlimited Free ATMs
  • Optional Overdraft Coverage
  • Free Checks
  • Zero Liability Guarantee
  • * See "View Disclosures" below for more details
FreshStart Checking
FreshStart Checking is designed for customers who lack financial history or those who are re-establishing themselves financially.
  • Open with as little as $50
  • $12.95 monthly service fee reduced to $7.95 with an active direct deposit in place
  • Overdrafts are not permitted
FirstWave Money Market
Get a great rate (and have access to your money) with this tiered account.*
  • Open with $1,000 of money not currently on deposit at OceanFirst
  • Transact up to six times per month
  • Earn up to 3.50% APY* with balance of $500,000 or more
  • * See "View Disclosures" below for more details
Statement Savings
Saving for a rainy day has never been easier!  A Statement Savings account from OceanFirst makes it easy to reach your financial goals.
SaveFirst Statement Savings
Swipe and save automatically with a SaveFirst Statement Savings Account! Each time you make a purchase with your OceanFirst debit card, $1.00 is automatically transferred from your OceanFirst checking account to your SaveFirst account. Simply shop, swipe & save!
  • New or existing checking account at OceanFirst is required (you can add one when you apply for SaveFirst!)
  • Open with as little as $10
  • See more details
CD Specials
Take a look at these limited time offers!
  • 4 Month CD 3.93% Rate, 4.00% APY*
  • 6 Month CD 3.45% Rate, 3.50% APY*
  • Minimum of $10,000 not currently on deposit at OceanFirst is required
  • CDs automatically renew
  • *Terms and conditions apply
4 Month CD Special