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OceanFirst Bank

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In order to get started, select an account that works for you.

FreeStyle Checking
FreeStyle Checking offers a variety of features and benefits,* including:
  • No monthly fee
  • No ongoing minimum balance requirement (minimum opening amount is $25)
  • Unlimited Free ATMs
  • Optional Overdraft Coverage
  • Free Checks
  • Zero Liability Guarantee
  • * See "View Disclosures" below for more details
FreshStart Checking
FreshStart Checking is designed for customers who lack financial history or those who are re-establishing themselves financially.
  • Open with as little as $50
  • $12.95 monthly service fee reduced to $7.95 with an active direct deposit in place
  • Overdrafts are not permitted
FirstWave Money Market
Get a great rate (and have access to your money) with this tiered account.*
  • Open with $10,000 of money not currently on deposit at OceanFirst
  • Transact up to six times per month
  • Earn up to 3.25% APY* with balance of $500,000 or more
  • * See "View Disclosures" below for more details